Real Estate in Spain

In recent years, Spain’s real estate market has grown actively, and prices are steadily rising — it’s important not to miss the right moment and to view suitable properties in time. Start with the basics: define the purpose of your purchase and priorities — permanent living, vacation, or investment.

When you find an interesting option, analyze it inside and out: the neighborhood, neighbors, noise level, and infrastructure. Always check the technical condition of the property — this will help you understand potential renovation costs. Don't forget the legal side: request documents and check for encumbrances. It's best to involve a lawyer — they’ll help avoid risks and speed up the deal.

Before signing the contract, handle the legalization of funds, clarify taxes, and prepare your documents. After the purchase, take care of the technical details: transfer utilities, contact the community (comunidad), pay taxes, and secure your new property.

We help you through all these steps!

Getting a mortgage in Spain is a fairly accessible process for both locals and foreigners. The rate varies from 2 to 4% depending on the bank and conditions: you can choose a fixed or variable rate. It's important to understand that each bank has its own features — from insurance requirements to early repayment conditions. Therefore, it's better to compare offers and choose the one that suits your goals and plans.

Banks usually grant foreigners (non-residents) up to 60–70% of the property value for up to 20 years. Residents have slightly more favorable terms. In any case, you’ll need to confirm your income, prepare a substantial package of documents, and navigate the approval process carefully. Personal connections with bank managers and properly submitting the application often play an important role.

Keep in mind: mortgage transactions take longer, so sellers often prefer buyers with the full amount. Still, it is possible to sell property with a mortgage — the debt is paid off at the time of the deal.

We know how the banking system works and will help you through it.

In a growing market, prices are dictated by the seller, not logic. Often a property is listed at one price, and just a few days later, the owner increases it — simply because there’s interest. Ultimately, the final price is shaped not by the property itself, but by how quickly and actively the market responds to it.

Selling here is like a waterfall: the offer is first sent to “insiders”, then to agents, investors, and loyal clients, often without photos. Then it’s made public. The best properties are taken within 1–2 days. If interest is high, the seller raises the price, hoping not to miss out, and the cycle repeats. If the price is too high, the property can sit for months while the seller struggles with “missed profit syndrome”.

In such a market, no one will help you “wait for the perfect option” — chances are, you won’t buy it in time, though there are exceptions. If you're buying for living — don’t be afraid of missing out. Be afraid of those who promise the market will definitely rise.

We promise to find the best solution for today — within your budget and the real market situation.

A successful sale starts with preparation. Remove personal items, clean, check lighting, water, and appliances — it all affects first impressions. Then order high-quality photos — visuals are what attract attention.

The listing should be honest but appealing: highlight the property’s strengths but don’t hide its flaws. Buyers will see them anyway, and distrust reduces the chance of a deal. Study the market — compare prices of similar nearby properties to set a competitive price. The main goal is to get the most viewings in a short time and choose the best offer. Activity in the first days gives you a chance to sell at a higher price.

Prepare documents in advance: title deed, records, energy certificate. Pay off utility and community debts, get confirmation certificates. A lawyer at the final stage will check the contract, oversee payments, and help avoid mistakes — especially in international deals.

We’ll help you go through this process in an organized, transparent, and profitable way.

In Spain, real estate agencies usually represent the seller, so the buyer often has to search in multiple places, compare conditions, and deal with several intermediaries at once.

Many properties in Spain are promoted by several agencies at once, and the conditions — including the price — can differ. Often, the agency’s goal is simply to sell what’s available.

Even if you’re working with an agency, your task is to stay informed and involved. Study the market, verify properties, ask questions, and compare offers. A good agent won’t rush you, hide information, or work in a non-transparent way.

That’s why we constantly analyze the market, study your goals in depth, are not tied to specific listings, operate across Spain, speak your language, and find the best available options — those that truly match your goals, budget, and plans.

When buying a property for rental, it’s important to assess not only the potential income, but also mandatory expenses. Rental income is subject to a tax — around 24%, plus annual costs: IBI (approx. €400), community fees (approx. €300), insurance (approx. €250), garbage collection (approx. €60), property management services (usually one month’s rent — €1000), and possible unexpected repairs.

For example: a flat costing €120,000, with rental income of €1000/month (€12,000/year). After deducting all expenses, about €7110 remains annually, giving a real yield of around 6%. With optimized expenses, it’s possible to reach 8–8.5%. Final yield depends on many factors — location, season, neighbors, infrastructure, and even luck.

Meanwhile, the market is growing, so the value of the property itself may also increase.

Precise calculations are only possible for a specific property — and we can help with that. We’ll find, analyze, and show where the investment is truly justified.