Selection and processing of mortgages for housing

Buy a home in Spain without overpaying: we help with mortgages for Spaniards and foreigners.

The service for selecting and arranging a mortgage for housing in Spain is intended for individuals, both Spaniards and foreigners who wish to purchase property in this country.

1000 € 1-3 weeks

Our capabilities and skills

We know how to choose the optimal mortgage product for you, based on your individual needs and financial situation.

We will help you collect all the necessary documents for applying for a mortgage.

We will accompany you at all stages of the mortgage application process, from submitting the application to signing the contract.

Service implementation stages

Consultation and determination of client needs.

Selection of optimal mortgage lending options.

Collection of necessary documents.

Submission of application to the bank.

Support during the bank's application review phase.

Signing of the mortgage agreement.

We have answers to all your questions

Final result

You will receive an approved mortgage on optimal terms, which will allow you to purchase the home of your dreams in Spain. We will help you choose the optimal mortgage product, based on your needs and financial situation.

1000 € 1-3 weeks

Frequently asked questions

What types of mortgage loans exist in Spain?

Fixed rate mortgage, variable rate mortgage, combined rate mortgage.

What documents are required to apply for a mortgage in Spain?

Generally, these are documents that prove identity, income documents, and documents related to the property being purchased.

What is the required down payment amount to obtain a mortgage in Spain?

The down payment amount can range from 20% to 40% of the purchase price of the property, depending on the bank and the type of mortgage loan.

The expenses incurred when applying for a mortgage in Spain include property appraisal costs, notary fees, purchase tax, mortgage registration fees, insurance costs, and other administrative expenses.

Property appraisal costs, notary fees, purchase tax, mortgage registration fees, insurance costs.

The requirements for borrowers to obtain a mortgage in Spain include having a stable income, a good credit history, demonstrated repayment capacity, a minimum down payment, and meeting certain financial criteria such as the debt-to-income ratio.

The requirements for borrowers may vary depending on the bank, but generally include having a stable income, a good credit history, and an age between 18 and 75 years.

Can one obtain a mortgage in Spain if I am not a resident of the country?

Yes, however, the lending conditions for non-residents may be less favorable than for residents.

A mortgage in Spain can generally be obtained for terms ranging from 10 to 30 years, although in some cases they can extend up to 40 years, depending on the bank and the borrower's profile.

The maximum term for a mortgage in Spain is generally 30 years.

Can I get a mortgage in Spain to purchase commercial property?

Yes, however, the lending conditions for commercial properties may differ from those for residential properties.